Powersports Gap 150 and Total Loss Protection for ATVs: Prepare for the Unexpected

Torque Group • September 1, 2022

Brand-new ATVs can cost anywhere from $3,000 to $15,000 , while a pre-owned ATV can cost around $5000. That’s a lot of cash, and you may ask yourself: is getting a Powersports GAP 150 and Total Loss Protection Coverage worth it? Or is one policy enough?

If you own an ATV, here’s why both aren’t just good options but critical for your investment.

Plan for Complete Wrecks and Damage

ATVs are not indestructible. They’re quite the opposite. Because they’re built for off-road adventures, they tend to get pretty banged up with every ride.

This risk is compounded because ATVs are also quite difficult to repair. Many auto repair shops don’t have the expertise and experience to properly handle ATV repairs, which can lead to subpar fixes that could compromise your safety.

Avoid Losing Your Investment Completely

If your ATV is totaled in an accident or stolen, you could be left with a hefty bill and no way to pay it off. Powersports GAP 150 is designed to cover the difference (“gap”) between what your ATV is worth and what you still owe.

As a result, Powersports GAP 150 could save you thousands of dollars in the event of a total loss.

Protect Your ATV from the Financial Impact of Theft

Because ATVs cost so much, they’re a very popular target for thieves. In fact, there are actually theft rings that specifically target ATVs.

ATV theft is also difficult to track, as they tend to disappear without a trace. This is where Total Loss Protection comes in, as it will reimburse you for the value of your stolen ATV (less any applicable deductibles).

So, instead of losing your investment and eating the cost of your ATV, Total Loss Protection will help you get back on your feet.

Learn More About Protecting Your ATV Investment

Every time you ride your ATV over rugged terrain and through muddy backwoods, you must be prepared for the unexpected. Whether that’s a cracked frame or a stolen ATV, having Powersports GAP 150 and Total Loss Protection ensures you’re always covered.

If you’d like to know more about how Torque Group’s products can help you save money and protect your ATV investment, please visit our products page.

 

 

 

 

Powersports Extended Service Contract: 4 Unpredictable ATV Repairs

Any ATV owner knows how unpredictable repairs can be. You’re riding along one minute, and your engine stops working the next minute. Or maybe something stalls out, and you’re not sure why.

Thankfully, with a Powersports Extended Service Contract, you won’t need to worry about paying for these unpredictable repairs.

With extended service contracts covering everything from major breakdowns to electrical issues, you’ll be able to get your ATV back on the road without worrying about how you’ll pay for it.

Not sure if a Powersports Extended Service Contract is right for you? Here are four times when having one can come in handy:

1. When your engine seizes up

This is one of the most common and costly repairs to an ATV. The reasons for this issue vary, but usually, it’s due to a lack of maintenance or using the wrong type of oil. Either way, it’s a costly lesson, but a Powersports Extended Service Contract can help you avoid the hefty costs of a broken engine.

2. When your electrical system stops working

ATV engines and electrical systems are complicated, and it can be difficult to know exactly what’s going on when they start to malfunction. Having an Extended Service Contract means you’re not stuck trying to diagnose the problem yourself and can instead take it to a professional who can help you get it fixed quickly.

3. When you accidentally damage your ATV

ATV accidents are incredibly common. Whether you hit a tree root on the trail or take a spill in the mud, there’s always the chance you could damage your ATV. With an Extended Service Contract, you won’t need to worry about the cost of repairs, as they’ll be covered by your plan.

4. When something doesn’t seem right

You’ll be riding along sometimes, and something doesn’t feel right. Maybe your brakes feel slightly spongy, or your engine sounds slightly off. These could be signs of a bigger problem, but you might not know what it is. An Extended Service Contract gives you the confidence to take your ATV to a mechanic and check it out to ensure that everything is in good working order.

If you’re looking for peace of mind when it comes to ATV repairs, then a Powersports Extended Service Contract is the way to go.

With coverage that extends beyond the typical manufacturer’s service contract, you’ll be able to protect your ATV and ride with confidence, knowing that you’re covered in case of an unexpected breakdown.

Learn more about how Torque Group’s Extended Service Contracts and other products can help protect your ATV from unpredictable repairs.

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