Your first off-roading adventure will always be the one that will stand out no matter how many other times you’ve gone off-roading since. Suffice it to say your first off-roading expedition will be the standard with which you will compare all others, for better or for worse. For off-roaders, Powersports GAP Total Loss Protection and other similar programs are crucial to vehicle ownership because they make ownership less stressful and more enjoyable.

What is Powersports GAP Total Loss Protection?

Basically, Guaranteed Asset Protection (GAP) is a program designed to provide vehicle owners with some level of financial security should their vehicle get damaged beyond repair (or repair costs are higher than the vehicle’s insured value) or stolen and deemed irrecoverable. Now, GAP program inclusions differ from one provider to the next. With Torque Group’s GAP total loss program, vehicle owners get the following benefits:

  • The program will pay for the difference between the vehicle’s actual cash value and the remaining loan balance
  • The program will pay up to $1,000 of the customer’s insurance deductible
  • Coverage starts as soon as the owner purchases the program
  • GAP protection can be cancelled any time
  • Fast and easy claims process

Reminders for your first 4×4 off-roading adventure

Now, since this will be your first 4×4 off-roading expedition, it goes without saying that preparation is key. On that note, here are a few reminders to keep in mind:

  • Choose a trail that matches your skill level (Beginner, Intermediate, or Advanced)
  • Use the right set of wheels (all-terrain or mud terrain)
  • Familiarize yourself with the terrain and different trail conditions
  • If there are hills on the trail, check what’s on the other side on foot first so you’ll know what’s waiting for your vehicle
  • Get to know your vehicle. Pay attention to its various angles (approach, break-over, and departure)
  • Know the ground clearance, fording depth, and rollover angle as well
  • Familiarize yourself with the vehicle’s transmission and how to control it (automatic vs manual)
  • Don’t install modifications without the advice and assistance of professional mechanics as well as seasoned and expert off-roaders that you trust
  • When driving over rocky trails, slow and steady is always the best approach
  • Pack all the essentials (repair kits, spare tire, towing points, tow strap, spare parts, first aid kit, compressor, duct tape, and jumper cables, among others)
  • Above all, keep in mind that safety is your No. 1 priority so drive with caution at all times

Do you have more questions about Torque Group’s Powersports GAP Total Loss Protection? Please feel free to call us at (800) 859-0590. You may also send a message at